Golden Sun Funding offers flexible, competitive financing for farmers and agribusiness owners. Whether you need a new tractor, harvesting equipment, or other farm machinery, we provide quick approvals and terms tailored to seasonal cash flow.
With over a decade of experience in agricultural lending, we understand the unique challenges facing today's farmers. Our specialized financing solutions are designed to support farming operations of all sizes, from family farms to large commercial agricultural enterprises, helping you modernize equipment, expand operations, and maintain competitive advantage in an ever-evolving industry.
Agriculture financing provides funding for the purchase or lease of farm equipment, upgrades, and improvements — all designed to keep your operation running efficiently year-round. This specialized form of equipment financing recognizes the seasonal nature of agricultural income and the critical importance of having reliable machinery when planting and harvesting windows are tight.
Unlike traditional business loans, agricultural financing takes into account the unique cash flow patterns of farming operations. Payments can be structured to align with harvest seasons, allowing farmers to make larger payments when crop income is received while providing smaller payments during off-season months. This flexibility is crucial for maintaining healthy cash flow throughout the agricultural cycle.
Agricultural financing covers a broad spectrum of needs, from basic farm equipment like tractors and implements to specialized machinery such as precision planting equipment, GPS-guided systems, and automated harvesting technology. The financing also extends to supporting infrastructure like irrigation systems, grain storage facilities, and livestock handling equipment.
Modern agriculture faces unprecedented challenges that make access to proper financing more critical than ever. Rising equipment costs, increasing labor expenses, volatile commodity prices, and changing weather patterns all impact the financial stability of farming operations. Additionally, the push toward sustainable and precision agriculture requires significant investments in new technology and equipment.
Golden Sun Funding offers multiple financing structures to meet the diverse needs of agricultural operations, from seasonal cash flow management to long-term equipment investments.
Payments structured to align with harvest income, with options for deferred payments during planting season and larger payments post-harvest.
Fixed monthly payments over 2-7 years, ideal for farmers with diversified income streams or established operations with steady cash flow.
Lower monthly payments with the option to purchase equipment at the end of the term, preserving capital for operational expenses.
We finance equipment from all major agricultural manufacturers, ensuring you can get the specific machinery that best fits your operation's needs and preferences.
All types of tractors, combines, and harvesting equipment for every farming operation.
Center pivots, sprinkler systems, and water management equipment.
Hay balers, round balers, and combine harvesters for crop processing.
Planters, seeders, cultivators, and soil preparation machinery.
Cattle chutes, feeders, milking systems, and livestock management tools.
UTVs, farm trucks, trailers, and other transportation equipment.
Payment schedules that align with your harvest cycles and cash flow patterns.
Favorable interest rates and flexible terms designed for agricultural businesses.
Keep working capital available for seeds, fertilizer, and daily operations.
Options for both brand new machinery and quality used agricultural equipment.
Fast approvals so you can secure equipment when you need it most.
Our streamlined agriculture financing process is designed specifically for farmers and agribusiness owners.
Submit our agriculture financing application
Provide equipment details and vendor information
Get approved within 4–48 hours
Sign documents and receive funding
Looking for other financing options? We also offer comprehensive equipment financing solutions, working capital loans, and specialized vendor financing options for agricultural businesses.