Ag Financing
Farm Equipment Loan & Lease Options
We’re passionate about agriculture — it’s at the heart of everything. That’s why we provide a range of financing solutions designed to meet your unique needs.
- New or used farm equipment
- Variable or fixed rates
- Flexible terms from two to seven years on most equipment*
- Available for every brand and type of equipment used in agriculture
- Up to a 10-year term on pivots*
- Delayed payments — up to 15 months*
- No prepayment penalties**
*Subject to approval
**Excludes leases over $500,000
Explore financing options for a variety of agricultural equipment and brands.
Equipment Types
Tractors
- Row Crop Tractors
- Standard Tractors
- High Crop Tractors
- Utility Tractors
- Other Tractors Used in Agriculture
Harvesters & Harvest Equipment
- Combines
- Forage Harvester
- Draper Head
- Corn Head
- Grain Cart
- Cotton Picker
- Windrower/Swather
- Other Harvesters & Harvest Equipment
Other
- Planters
- Sprayers
- Center Pivots
- Tillage Equipment
- Hay and Forage Equipment
- Skid Loaders
- Other Equipment Used in Agriculture
Frequently Financed Brands
John Deere, Ferguson, Deutz-Fahr, Claas, Reinke, Hagie, Tigercat, Unverferth, Bush Hog, Case IH, Versatile, Challenger, Gleaner, Valley, Hardi, Landoll, Vermeer, Kuhn, New Holland, Kubota, Lexion, Caterpillar, Kinze, JCB, Sunflower, Brandt, Valtra, Fendt, Mahindra, Krone, Zimmatic, Apache, Ponsse, Great Plains, Monoseum
Dealership
Purchase or Refinance
New and Used Equipment
Minimum Finance Amount: $5,000,
may be higher in certain states^
Under $10,000: 2 to 5 Year Term Only
Lease
New and Used Equipment
Not Available: Under $10,000
Not Available: Variable Rates*
Titled Equipment
New and Used Titled Equipment
Purchase or Refinance
Not Eligible for Leases
2 to 5 year Term Options
Auction and Private Party
Purchase or Refinance
Used Machinery and Titled Equipment
Sales Price Minimum of $25,000
Irrigation Equipment Not Eligible
Titled Equipment Not Eligible for Leases
Current Rates
| Financed Amount | Term | Fixed Rate | Variable Rate |
|---|---|---|---|
| $200,000+ | 2–3 years | 6.70% | 7.75% |
| 4 years | 6.70% | 7.75% | |
| 5 years | 6.70% | 7.75% | |
| 6–7 years | 7.00% | 7.75% | |
| $75,000–$199,999 | 2–3 years | 7.00% | 8.00% |
| 4 years | 7.00% | 8.00% | |
| 5 years | 7.00% | 8.00% | |
| 6–7 years | 7.30% | 8.00% | |
| $25,000–$74,999 | 2–3 years | 7.30% | 8.25% |
| 4 years | 7.30% | 8.25% | |
| 5 years | 7.30% | 8.25% | |
| 6–7 years | 7.50% | 8.25% | |
| $5,000–$24,999 | 2–3 years | 7.50% | 8.75% |
| 4 years | 7.50% | 8.75% | |
| 5 years | 7.50% | 8.75% | |
| 6–7 years | 7.70% | 8.75% |