Helping Business Owners and Dealers Nationwide Secure Equipment Financing That Works. Welcome to Golden Sun Funding's official Equipment Finance Calculator and Quoter – built for business owners, vendors, and dealers who need simple, fast, and transparent financing options.
Equipment financing is a specialized form of business lending that allows companies to acquire essential machinery, vehicles, and technology without depleting their working capital. Unlike traditional bank loans, equipment financing uses the purchased equipment as collateral, often resulting in more favorable terms and higher approval rates for businesses across all credit spectrums.
Keep your working capital available for operations while acquiring the equipment you need to grow your business.
Take advantage of Section 179 deductions and depreciation benefits that can significantly reduce your tax liability.
Access financing structures designed around your business needs, from 12 to 84-month terms with competitive rates.
Finance and lease payments are ESTIMATES ONLY. Your actual terms may vary based on creditworthiness, term, structure, and lender approval.
We're not just another lender. We're your strategic partner—combining deep industry knowledge with personal service and flexible programs designed to help you succeed in today's competitive marketplace.
Always do right by our clients, partners, and vendors
Fast approvals, fast funding, no unnecessary red tape
No hidden fees or confusing terms—what you see is what you get
Custom programs built around your business model
Golden Sun Funding finances equipment across the U.S. for small, mid-sized, and enterprise-level businesses. We specialize in hard-to-place, startup, and second-look credit scenarios, helping deals get done when others walk away.
Equipment financing comes with specific terminology that's important to understand when evaluating your options. Here are the key concepts that will help you make informed decisions about your equipment purchases.
A hybrid financing structure that combines aspects of both loans and leases, providing tax advantages while maintaining equipment use rights throughout the term.
A lease structure where you gain ownership of the equipment at the end of the term for a nominal $1 fee, combining lease benefits with guaranteed ownership.
A true lease where you return the equipment at the end or purchase it for its fair market value, offering lower payments but no guaranteed ownership.
A lease structure allowing you to purchase the equipment at lease end for approximately 10% of its original cost, balancing payments with ownership options.
A tax benefit allowing businesses to deduct the full purchase price of qualifying equipment in the year it's placed in service, up to current IRS limits.
The estimated value of equipment at the end of a lease term, which directly impacts lease payments and end-of-term purchase options.
Use the calculator above to estimate your monthly payments
Download your quote instantly
A Golden Sun Funding team member will reach out to walk you through next steps
All quotes are free and do not affect your credit score.
Let's finance your growth—one machine, truck, or tool at a time.