SBA Loans Made Simple for Small Business Owners

Golden Sun Funding helps small businesses access SBA 7(a) and 504 loans with competitive rates and flexible terms. From application to funding, our team works closely with you to navigate requirements and secure the capital you need to grow.

What Is an SBA Loan?

An SBA loan is a government-backed financing option designed to support small businesses. These loans offer longer repayment terms and lower rates than many conventional loans.

Detailed SBA Loan Options

Our SBA loans cater to various business needs, whether you're looking to expand, purchase equipment or require working capital. Explore our loan options to find the perfect fit for your business.

SBA Loan Options We Offer

SBA 7(a) Loans

Versatile funding for working capital, equipment, and more — the most flexible SBA loan program.

SBA 504 Loans

Ideal for fixed assets like real estate and large equipment purchases with low down payments.

SBA Express

Faster approval process for smaller amounts — get decisions more quickly.

Benefits of SBA Loans

Lower interest rates

Government backing allows lenders to offer competitive rates below market standards.

Longer repayment terms

Extended repayment periods help keep monthly payments manageable for your business.

Smaller down payments

Reduce upfront costs with lower down payment requirements than conventional loans.

Government-backed security for lenders

SBA guarantee reduces lender risk, making approval easier for qualified businesses.

Who Qualifies for an SBA Loan?

U.S.-based for-profit business

Your business must operate in the United States and be organized for profit.

Meets SBA size standards

Business must qualify as "small" under SBA size standards for your industry.

Owner invests personal time and money

Business owners must demonstrate personal investment in the business.

Strong business plan and ability to repay

Clear business plan and demonstrated ability to repay the loan are essential.

How to Apply

Our streamlined SBA loan application process guides you from prequalification to funding with expert support every step of the way.

1

Complete our SBA prequalification form

Start with our quick prequalification to determine your eligibility.

2

Provide required financial documents

Submit financial statements, tax returns, and business documents.

3

We guide you through SBA underwriting

Our experts handle the complex SBA approval process for you.

4

Receive approval and funding

Get your SBA loan approved and access the capital you need.

Compare Your Options

Not sure if an SBA loan is right for you? We also offer working capital loan options, equipment financing, and term loan options to meet your specific business needs.

Client Testimonials

Don't just take our word for it. Read what our clients say about our SBA loan services.

Outstanding Experience
"The team at Golden Sun Funding was exceptional in assisting us with our SBA loan. They made the process smooth and hassle-free, and we're grateful for their support."
- Jenny Liu
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